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For loan waiver, link Bank a/c with Aadhaar: Mane to farmers


Divisional Commissioner Rajaram Mane yesterday urged the rain-affected farmers in the district to link their Bank account with Aadhaar number in order to avail loan waiver benefits under the Mahatma Jyotirao Phule Farmer Loan Waiver Scheme.

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As per the Government Resolution (GR), farmers whose crop loan is more than Rs two lakh, will not be eligible for the loan waiver scheme announced by the Uddhav Thackeray-led ‘Mahavikas Aghadi’ government in the state.
As per the Mahatma Jyotirao Phule Farmer Loan Waiver Scheme, loan up to Rs two lakh taken between April 1, 2015, and March 31, 2019, and which has not been repaid till September 30, 2019, will be eligible for a waiver. Farmers, whose crop loan and restructured loan is more than Rs two lakh will not be eligible for any benefit under the scheme, it added.

He was speaking in a meeting on farmer loan waiver held at the collectorate here. District Collector Suraj Mandhare, dy commissioner Dileep Swami, additional district collector Nilesh Sagar, resident dy district collector Bhagwat Doiphode, district sub-registrar Gautam Balsane were present.

“Under the loan waiver scheme, a list of all the beneficiary farmers having bank accounts but yet not linked with their Aadhaar Card should be released at different places including bank branches, various working societies and on a village level. Awareness camps should also be organised by using local channels, social media,” Mane instructed.
On the occasion, district collector Suraj Mandhare instructed nationalised banks, cooperative banks, various working societies to form coordination among them to conduct awareness drive.


  • District Information Office to look after campaigning and awareness drive of the loan waiver scheme.
  • On panchayat level, dy CEO will monitor farmers’ grievances for their speedy redressal.
  • On Bank level, Lead District Manager (Bank of Maharashtra) will address concerns of eligible farmers.
  • District sub-registrar to create awareness about the scheme on a society level.

Ineligibility criteria

Among others who will not get the benefit of the scheme are elected representatives, including serving and former ministers, present and former MLAs, central and state government employees, whose monthly family income is more than Rs 25,000, excluding Class IV employees. Those who pay tax on the income incurred from the non-agriculture sector, pensioners whose monthly income is more than Rs 25,000, excluding former servicemen, will also not get the benefit.

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